Calyx Bank — Money that keeps up

The receipts

Big enough to trust. Fast enough to love.

We're not a startup running on promises. Here's what we move, every single day.

0

Countries served

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Moved every year

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Uptime, no excuses

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Accounts and counting

What you get

One account. The whole world.

Everything you'd expect from a bank, minus everything you hate about one.

Global transfers

Send money like sending a text

Pay a supplier in Lagos, a freelancer in Berlin, family back home at real exchange rates, with the fee shown upfront. No hidden cuts, no "processing" excuses.

SWIFT wires, local rails, or crypto
See the rate before you hit send
Most transfers land in 1–3 days

Get paid, anywhere

Real account details, the moment you join

You get an account number, IBAN, and SWIFT code on day one so clients and platforms can pay you in dollars, euros, or pounds, straight into one place.

Receive in multiple currencies
Share details with a single tap
Track every payment in real time

Crypto, no extra app

Cash and crypto, side by side

Hold Bitcoin, Ethereum, and stablecoins right next to your everyday balance. Receive to a dedicated wallet, scan a QR, done. No bouncing between five apps.

BTC, ETH, USDT and more
Dedicated address + QR per coin
Locked down with bank-grade security

Why it just works

Built to get out of your way

Set up in minutes

A quick ID check and you're in. No paperwork mailed to a branch you'll never visit.

Nothing hidden

Every fee is on screen before you confirm. What you see is genuinely what you pay.

Serious about safety

Encryption, two-factor, and instant alerts on every move. Your money, locked tight.

Humans on call

Real support, day or night. Most questions answered in under twenty minutes.

Always in the know

Income, spending, net flow updated live, so you're never guessing where it went.

More than a wallet

Loans, grants, tax refunds the extras you actually need, built right in.

Real people

Don't take our word for it

Freelancers, founders, families here's why they made the switch.

★★★★★

"Three clients, three countries, one account. The money just shows up. I stopped losing a cut to middlemen every single month."

Amara Okafor

Freelance Designer

★★★★★

"I used to juggle a bank app and two crypto wallets. Now it's all in one place, and honestly the app is nicer than anything my old bank ever shipped."

Liam Chen

Startup Founder

★★★★★

"Messaged support at midnight on a Sunday expecting a bot. Got a real person in two minutes. That's when I knew I'd stay."

Sofia Marino

Online Seller

Questions

The stuff you're wondering

How fast can I actually start?

Minutes. You do a short identity check, and the moment you're verified, your account number, IBAN, and SWIFT code are ready to use.

Can people abroad pay me?

Yes — that's the whole point. Every account ships with full international details so anyone, anywhere, can send you money in multiple currencies.

Is crypto really built in?

It is. Receive and hold BTC, ETH, USDT and others right beside your cash, each with its own wallet address and QR code. No separate app.

How safe is my money?

256-bit encryption, two-factor login, and live alerts on everything. Every transaction is logged, and you'll know the second anything moves.

What's it going to cost me?

Opening an account is free. Local transfers are free too. International ones use a real-time rate with the fee shown plainly before you confirm.

Your money,
finally on your side.

Big enough to trust. Fast enough to love.

One account. The whole world.

Send money like sending a text

Real account details, the moment you join

Cash and crypto, side by side

Built to get out of your way

Set up in minutes

Nothing hidden

Serious about safety

Humans on call

Always in the know

More than a wallet

Don't take our word for it

The stuff you're wondering

Ready when you are